How to find out the registration number of a participant in a military mortgage. NIS participant’s personal account: how to use it and what does it give? Enter the registration number of the military mortgage participant
A document is issued for each serviceman in a military unit.
Accordingly, to check whether a serviceman is a member of the NIS or not, it’s simple - he has a notice with a 20-digit number and a personal card - which means he is included in the register.
Since February 9, 2012 on the basis of this, military personnel are also included in the register, entered military service voluntarily from the reserve , if they were excluded from the register of participants in the mortgage system and did not receive the required monetary payment or did not exercise the right to become participants, but entered into a new contract for military service, and also if the duration of their military service reached 20 years. a new procedure for implementing the NIS was approved.
The date of occurrence of the corresponding basis for inclusion of a military personnel in the register is the date of conclusion of the new contract and the date of achievement of 20 years of service.
Notes: 1. In the position “NIS participant category” the category is indicated
:
01
- persons who graduated from military educational institutions of professional education and entered into the first contract for military service after January 1, 2005, who were awarded the first military rank of officer;
02
- officers called up for military service from the reserve or who voluntarily entered military service from the reserve and entered into the first contract for military service;
03
- warrant officers and midshipmen who entered into the first contract for military service after January 1, 2005, the total duration of military service under the contract is 3 years;
04
- sergeants and foremen, soldiers and sailors who entered into a second contract for military service no earlier than January 1, 2005 and have expressed a desire to become participants in the NIS;
05
- persons who graduated from military educational institutions of vocational education starting from January 1, 2005, who entered into the first contract for military service before January 1, 2005 and who expressed a desire to become participants in the NIS;
06
- warrant officers and midshipmen whose total duration of military service under the contract will be 3 years starting from January 1, 2005, if they entered into the first contract for military service before January 1, 2005 and expressed a desire to become participants in the NIS;
07
- military personnel who are members of the NIS who are transferred from another federal executive body;
08
- military personnel who do not have the military rank of officer and received the first military rank of officer in connection with their entry into military service under a contract and appointment to a military position for which the state provides for the military rank of officer, starting from January 1, 2008;
09
- military personnel with a total duration of military service under a contract of less than 3 years, who received the first military rank of officer in connection with appointment to a military position for which the state provides for the military rank of officer, starting from January 1, 2008;
10
- military personnel who received the first military rank of officer in connection with the completion of training courses for junior officers starting from January 1, 2008;
11
- persons who graduated from military educational institutions of professional education in the period after January 1, 2005 to January 1, 2008, received the first military rank of officer during the training process and expressed a desire to become participants in the NIS;
12
- military personnel who do not have the military rank of officer and received the first military rank of officer in connection with entry into military service under a contract and appointment to a military position for which the state provides for the military rank of officer, in the period after January 1, 2005 until January 1, 2008 and those who have expressed a desire to become participants in the NIS;
13
- military personnel with a total duration of military service under a contract of less than 3 years, who received the first military rank of officer in connection with appointment to a military position for which the state provides for the military rank of officer, in the period after January 1, 2005 to January 1, 2008 and who expressed desire to become participants in NIS;
14
- military personnel who received the first military rank of officer in connection with the completion of training courses for junior officers in the period after January 1, 2005 until January 1, 2008 and who expressed a desire to become participants in the NIS;
15
- military personnel who voluntarily entered military service from the reserve, if they were excluded from the register due to dismissal from military service for health reasons, or in connection with organizational and staffing measures, or for family reasons, provided for by the legislation of the Russian Federation on military service duties and military service and have not received payment of funds specified in paragraph 3 of part 1 of article 4 of the Federal Law;
16
- military personnel who voluntarily entered military service from the reserve, if they were excluded from the register in connection with dismissal from military service on grounds other than those specified in paragraph 2 of Article 10 of the Federal Law, and did not receive the payment of funds specified in paragraph 3 Part 1 Article 4 of the Federal Law, or did not take advantage of the right to become participants in the NIS;
17
- military personnel who voluntarily entered military service from the reserve, if they were excluded from the register due to dismissal from military service and received the payment of funds specified in paragraph 3 of part 1 of article 4 of the Federal Law.
Notes: 4.
The paragraph “Date of occurrence of the basis for inclusion in the register” indicates the date of occurrence of the basis for inclusion of military personnel in the register, which is for NIS participants of the following categories:
01, 08, 09, 10
- the date of assignment of the first military rank of officer;
02
- the date of entry into force of the first contract for military service;
03
- the date of reaching 3 years of the total duration of military service under the contract;
04, 05, 06, 11, 12, 13, 14
- the date of registration in the register of service documents of the military unit of the request (in writing) of a military serviceman for inclusion in the register;
07
- the date of enrollment in the federal executive body to which they are transferred;
15, 16
- the date of the order for the entry into force of a new contract for military service;
17
- the date of reaching the total duration of military service of 20 years.
Military personnel entitled to participate in accordance with Part 1 of Article 9 of Federal Law No. of August 20, 2004 (hereinafter referred to as the Federal Law) are divided into the following categories:
| No. | Categories of participants (numbering of categories in accordance with the order of the Ministry of Defense of the Russian Federation dated February 28, 2013 No. 166 |
Grounds for inclusion in the register | Date of occurrence of the basis for inclusion in the register |
| I. Mandatory participants (INCLUSION WITHOUT WRITING A REPORT) | |||
| 1. | 01 persons who graduated from military educational institutions of professional education and entered into the first contract for military service after January 1, 2005, who were awarded the first military rank of officer | receiving the first military rank of officer | |
| 2. | 02 officers called up for military service from the reserve or who voluntarily entered military service from the reserve and entered into the first contract for military service | conclusion of the first contract for military service | effective date of the first military service contract |
| 3. | 03 warrant officers and midshipmen who entered into the first contract for military service after January 1, 2005, the total duration of military service under the contract is 3 years | the total duration of their military service under contract is three years | date of reaching 3 years of total duration of their military service under contract |
| 4. | 08 military personnel who do not have the military rank of officer and received the first military rank of officer in connection with enlistment in military service under a contract and appointment to a military position for which the state provides for the military rank of officer, starting from January 1, 2008. | date of assignment of the first military rank of officer | |
| 5. | 09 military personnel who received the first military rank of officer in connection with appointment to a military position for which the state provides for the military rank of officer, starting from January 1, 2008. | receiving the first military rank of officer | date of assignment of the first military rank of officer |
| 6. | 10 military personnel who received the first military rank of officer in connection with the completion of training courses for junior officers starting from January 1, 2008. | receiving the first military rank of officer | date of assignment of the first military rank of officer |
| II. Voluntary Participants (REPORT WRITING REQUIRED) | |||
| 7. | 04 sergeants and foremen, soldiers and sailors who entered into a second contract for military service no earlier than January 1, 2005 and expressed a desire to become participants | appeal in writing about their inclusion in the register of participants | registration date in the journal of official documents of their requests (in writing) for inclusion in the register |
| 8. | 05 persons who graduated from military educational institutions of professional education starting from January 1, 2005, who entered into the first contract for military service before January 1, 2005 and expressed a desire to become participants | ||
| 9. | 06 warrant officers and midshipmen whose total duration of military service under the contract will be 3 years starting from January 1, 2005, if they entered into the first contract for military service before January 1, 2005 and expressed a desire to become participants | ||
| 10. | 11 persons who graduated from military educational institutions of professional education in the period after January 1, 2005 to January 1, 2008, received the first military rank of officer during the training process and expressed a desire to become participants | ||
| 11. | 12 military personnel who do not have the military rank of officer and received the first military rank of officer in connection with enlistment in military service under a contract and appointment to a military position for which the state provides for the military rank of officer, in the period after January 1, 2005 until January 1, 2008. , and have expressed a desire to become participants | ||
| 12. | 13 military personnel who received the first military rank of officer in connection with appointment to a military position for which the state provides for the military rank of officer, in the period after January 1, 2005 to January 1, 2008 and who expressed a desire to become participants | ||
| 13. | 14 military personnel who received the first military rank of officer in connection with the completion of training courses for junior officers in the period after January 1, 2005 until January 1, 2008 and who expressed a desire to become participants | ||
Personal account and personal account of NIS participant
The presence of the official website of the savings-mortgage system and the personal account of the military mortgage participant created in 2012 make the system quite transparent. The ability of any military member included in the NIS registry and his authorized representatives to obtain the necessary information has relieved tension among the military, who often ask questions on forums, express opinions, and share problems:
Some people have the feeling that the money given out under the program is less than what was promised;
- another is outraged that there is no confirmation of enrollment in the Mortgage Register of Military Personnel.
All these problems can be easily resolved if the serviceman has access to the system’s personal account.
According to the military mortgage program, a participant number is assigned when the report is reviewed and the serviceman is included in the NIS register.
About the personal account of a military man
The functionality of the personal account of the official website of Rosvoenipoteka, which initially worked in test mode, was already able to provide answers to many pressing questions.
The most common question regarding the program is how much money do they give? After all, the following indicators directly depend on the amount received:
Living space size,
- comfort of housing,
- ability to select the desired region.
The information on the site is constantly updated and presented in the most current form.
To find out the amount of a military mortgage, just send a request in your personal account. The only inconvenience is that the request is considered for at least a month. This is not an initiative of the site’s creators, but a requirement of current legislation.
Receipt of contributions
You should know that the personal account under the savings-mortgage system is replenished quarterly, from the moment the serviceman is included in the register of NIS participants.
The date of basis for inclusion of various categories in the register is established by order of the Minister and Government resolutions. And you can find out how much money has accumulated in your military mortgage account online by going to your personal account on the Military Mortgage website.
The earlier a service member is included in the register of participants, the greater the amount available to him.
Easy registration
Creating a personal account on the official military mortgage website is quite simple. For this purpose, there is a registration wizard, following the recommendations of which you can easily register a system user account.
When registering, you should pay special attention to the password, which the system will also warn you about. The password, as on other resources, needs to be generated quite complex and, accordingly, remembered. The official resource Military Mortgage - only registered participants in the system can find out the account.
To activate, you will need to enter your mailing address in the registration form. If you don't have an email account, you should create one.
Personal account features
A system user account on the military mortgage website allows you to not only find out:
The amount of savings in your personal account,
- how much money is received monthly,
- how much funds are currently available in your personal account,
but also to obtain information about accruals and deductions in salary.
The serviceman, the user of the system, has the opportunity to provide feedback and make additions.
Other information can be obtained by phone or by writing a letter to the email address indicated on the website.
Personal account
It is worth noting that the transfer of money to an NIS participant is strictly regulated, i.e. The amount of the annual contribution, taking into account indexation, is approved by the Government of the Russian Federation.
The conditions for using funds from a personal account are clearly defined by current legislation.
The main feature is that funds begin to flow after the serviceman is included in the register of NIS participants. Military mortgage official website allows you to track the amount of savings in your personal account. The opportunity to receive money for military personnel who want to buy housing through a mortgage loan comes after three years of membership in the NIS.
That is, an officer, warrant officer, or soldier, after the specified time has passed, can begin to manage the funds received from the account. Naturally, this money can only be used to purchase housing.
For example, to pay the down payment on a mortgage loan.
Other loan payments are also made through the participant’s personal account. If you have your own savings, they can also be used to purchase housing, thereby increasing the down payment for the purchase of more expensive housing.
Savings on a personal account
The amount accumulated in a military service member’s personal account is established annually on the basis of the Federal Budget Law. Moreover, the contribution is constantly increasing and cannot be less than the amount of the previous year.
Every month, based on the total annual contribution, the program participant receives 1/12 of the money calculated for the current year.
If in 2005 a little more than three thousand rubles were received per month, which was 1/12 of 37 thousand rubles, then based on the amount of funds this year, which amount to 222 thousand rubles, a serviceman receives 18 and a half thousand rubles per month through the savings system.
The work of the NIS is ensured by the state institution Rosvoenipoteka, whose task is to account for the funds accumulated in the personal accounts of NIS members, as well as the registration and issuance of a certificate of life certificate, and the provision of savings to NIS participants.
Coordinates of the Voenipoteka Office and contact telephone number are available in the Contacts section of the official website.
In a market economy, military personnel are not able to earn money to purchase housing. The savings mortgage system for military personnel (hereinafter referred to as NIS) is designed to correct this situation.
In 2019, most active-duty military members can become automatic or voluntary participants in the program. It allows you to take out a mortgage already in the fourth year of participation and not have to worry about repaying it.
What is it
NIS is a set of activities carried out by several government agencies. These include:
- Ministry of Defense.
- Federal Directorate "Rosvoenipoteka";
- "Agency for Housing Mortgage Lending" (AHML).
The essence of the program is as follows:
- Funds are allocated and transferred from the state treasury to personal accounts
- Only military personnel who fall within the established parameters can obtain the right to savings.
- Money has a specific purpose, therefore, it can be spent:
- to buy an apartment or house;
- to pay off the mortgage.
Who can join the system
- received officer ranks upon graduation from educational institutions from 01/01/05;
- entered into a contract for;
- midshipmen and warrant officers who began service on 01/01/05, after a three-year term;
- Soldiers, sergeants, and sergeants are entitled to participate in a re-contract signed after 01/01/05.
College graduates automatically join the savings system upon receiving their first rank. The lists are prepared by the Ministry of Defense. The remaining soldiers and officers must declare their desire to take part in the program. This is done by submitting a report to senior management.
Attention: relatives of deceased military personnel are provided with preferences related to the provision of money credited to the personal account of the deceased.
Do you need information on this issue? and our lawyers will contact you shortly.
Who is excluded from participation?
- death of a serviceman;
- the court declared him missing;
- dismissal from military service;
- allocation of an apartment (house) at the expense of the state budget.
Special conditions
The law allows you to use accumulated money in any locality in the country. This leads to the need to provide the military man and his family with housing at the place of service. These factors are also taken into account in the terms of the program.
They stipulate that participation in the system:
- does not affect the right to receive official housing;
- is not related to the ownership of real estate by a military man or his relatives.
How the military is included in the NIS
The rules for registration of participants were approved by government decree No. 89 of February 21, 2005. In particular, the text of the document contains a limiting clause:
- Only a citizen of the Russian Federation can become a participant in the savings program;
- the applicant must have a contract with the Ministry of Defense.
Registration is carried out by entering the participant’s data into the register. In 2019, graduates do not need to submit a report. All information will be included in the list automatically, upon submission of the educational institution (after signing the contract).
Attention: there is a different set of measures to provide housing. They are not included in the NIS.
Voluntary applicants are required to write a report to the head of the department. The document is registered in the office and sent to Rosvoenipoteka. After checking the information, the applicant receives a notification that his data has been included in the register and funds are credited to his personal account.
Hint: the first day of participation in the system is the date of submission of the report. Download for viewing and printing:
How money is transferred from the state budget
After the applicant is included in the register, he is sent information about the registration number. This is sent in writing to the address of the military unit indicated in the report. This information is needed for:
- confirmation of participation in NIS;
- tracking the accumulation process;
- planning how to spend money.
Important: transfers are made monthly:
- in the amount of 1/12 of the contribution established for the current year;
- starting from the date of submission of the report;
- for college graduates - from the day of conferring the first title.
Thus, the amount of military savings depends on two factors:
- The amount of the annual contribution from the federal budget established by the Government of the Russian Federation.
- Period of participation in the system.
Savings do not depend on the following factors:
- number of family members;
- position, title, etc.
How and when you can spend money
The procedure for using funds is prescribed by law. Participants in the system receive the right to invest them if certain conditions are met:
Hint: savings are indexed annually. In addition, military personnel are awarded a certain percentage for their use in investment projects.About the contribution amount
The initial amount is established by law. Thanks to annual indexing, its value increases annually. Thus, in total for 2017, each participant received 260,141.0 rubles.
For information: transfers in previous years are as follows:
- 2012 - 205.2 thousand rubles;
- 2013 - 222.0 thousand rubles.
How to purchase a home
The investment algorithm is similar to applying for a mortgage. So, the program participant will have to do the following:
- Study the offers of partner financial organizations (the list is on the program website).
- Choose a suitable bank.
- Order a settlement for the maximum amount, taking into account the lender’s conditions.
Hint: The mortgage is calculated so that the last payment is made by the service member before his 45th birthday.
- Choose housing at your own discretion within the amount specified by the lender.
- Conclude a preliminary agreement with the seller and conduct an independent assessment of the value of the property.
- Sign a loan agreement based on the documents provided (specified in the previous paragraph).
- Insure the purchased property.
- Conclude a purchase and sale agreement.
- Send a package of documents to the Federal State Institution “Rosvoenipoteka” to organize the transfer of funds to the bank.
Attention: housing is immediately registered as military property. However, until the terms of the transaction are completed, it is jointly pledged by:
- states;
- credit organization.
When is it more profitable to invest savings?
Due to the various subtleties of the conditions for using funds, the following must be taken into account:
- If you enter into a mortgage agreement after three years of military service, you will have to:
- remain in the military until at least ten years of service;
- pay off the loan balance from your own funds in case of early dismissal;
- If you wait until 20 years of experience, then:
- savings are enough for a large apartment;
- The loan balance will be paid by the budget.
Information: if a serviceman dies in the line of duty (or is declared missing), then relatives receive the right:
- to receive money from a personal account;
- to continue loan repayments within the framework of signed agreements.
Advantages and disadvantages of the program
The following circumstances are recognized as the undeniable advantages of military savings for apartments and houses:
- the amount of earthly funds allows you to purchase good housing (credit is provided to defenders of the Fatherland in a larger volume than to civilians);
- You can buy a house in any corner of the country;
- the military man is freed from the need to worry about where his family will live after discharge;
- In addition, he does not spend money from his salary on the purchase of real estate.
The disadvantages include the registration process. It requires collecting a large amount of paperwork. You have to conclude contracts and attract specialists, which is quite difficult without legal support.
In addition, the system participant is required to pay money from his own pocket for:
- conducting an independent real estate assessment;
- insurance;
- real estate and legal services.
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To quickly resolve your problem, we recommend contacting qualified lawyers of our site. 
To select and purchase their own housing, NIS participants need to know their financial capabilities. Therefore, the question of how to find out savings on a military mortgage by registration number is very relevant for military personnel.
In order to buy your own home, you need to understand what financial opportunities exist. That is why many NIS participants are interested in the question of how to find out how much money has accumulated on a military mortgage. In order to receive an answer to it, a serviceman must be registered in the register of applicants for housing or a preferential loan. The Federal State Institution “Rosvoenipoteka” is responsible for this procedure.
How to register in the registry and open a savings account
The question of how to find out how much savings on a military mortgage involves using a registration number. It is assigned to the NIS participant after he is included in the register of applicants for housing. This procedure is under the jurisdiction of Rosvoenipoteka and includes several stages:
- Collecting documents and submitting a report on adding a serviceman to the register.
- Transfer of necessary copies and certificates to Rosvoenipoteka.
- Opening a savings account.
- Transferring a notification to the serviceman and including him in the register and the details of the registration number assigned to him.
The initial step - collecting documents and drawing up a report - is the responsibility of the serviceman himself. There are certain categories that are required to become participants in the NIS. Then you will not need to fill out an application.
The unit commander must submit the following package of documents:
- a duplicate of the first page of the serviceman’s passport;
- a duplicate of the first contract (for those who serve in the rank of petty officer, sergeant, or sailor - the second contract);
- duplicate report.
Next, these documents are sent to the regional Housing Administration, and from there to the specialists of Rosvoenipoteka. The latter, in turn, open a savings account for the serviceman and credit funds to it.
Upon completion of this procedure, via the reverse chain, or by mail, the serviceman is sent an official notification about his inclusion in the register with the assignment of an individual registration number.
According to current regulations, the entire registration process cannot take longer than three calendar months from the date of the report.
How to find out how much money is in your military mortgage account
After completing the procedure for entering a representative of the armed forces into the register, amounts of money from the federal budget are transferred to his individual account on a monthly basis.
By the time the need to purchase housing arises, the question arises of how much you can count on a military mortgage and how to find out how much money is in your account.
There are three possible ways to obtain this type of information:
- independent request from the personal account of an NIS participant;
- request to the unit commander;
- receipt of annual official notification.
How can I find out the balance of savings on a military mortgage using the registration number and personal account of an NIS participant? You need to go to the official website of the Federal State Institution “Rosvoenipoteka” and go through the authorization procedure or create a personal account. Then in the questions section you need to leave a request for this type of information. In this case, you must indicate the registration number.
The response will be sent to the email address that was specified when registering your account. The period for receiving information is 4 working days.
If there is no access to the Internet and it is not possible to enter the personal account of the Rosvoenipoteka website, then the serviceman can send a request to the unit commander to receive information about the amount of his savings. However, the answer will come a little later than if you independently clarify this information using the site.
You can also obtain information about the available amount of NIS from the annual notice. They are received in written form to military personnel annually in the first half of April.
Conditions for the formation of savings according to NIS
A military mortgage is assistance from the state to military personnel in purchasing their own housing. As part of preferential lending, financial funds are received monthly into an individual savings account, which can later be directed to:
- making an advance payment on a mortgage;
- making a contribution to shared construction;
- acquisition of a finished residential property.
Incoming funds are accumulated over a 20-year period. The serviceman can use the savings before the expiration of this period or after it. At the same time, the money does not expire at the end of the accumulation period.
A representative of the armed forces who has been a participant in the funded mortgage system for at least three years can use the money provided by the state.
Throughout the entire 20-year period of the program, money is received monthly into the participant’s account, which forms savings for a military mortgage. The amount of these revenues, as a rule, is indexed annually, and in 2016 it amounted to just over 240 thousand rubles per year.
Thus, using one of the available methods for submitting a request, a serviceman will always be able to find out how much money is available to him to purchase his own home. This knowledge will help you make the most optimal choice when buying your own apartment or house.
Not all military personnel can receive a military savings mortgage in Russia. The corresponding right is reserved for the following categories of people with certain conditions:
Each of the above categories of military personnel has its own specific conditions.
In general, they are all associated with the date January 1, 2005. Officers whose service ended after this date, defined in legislative acts, can apply to receive savings.
As for warrant officers and midshipmen, they must not only draw up a contract after January 1, 2005, but also work under its terms for at least three years. NCOs, enlisted men, petty officers and sailors may apply to government agencies to obtain a mortgage intended for them in cases where their second contract was entered into after the due date.
As for graduates of various schools and academies, they have the right to receive assistance in cases where they graduated from a higher education institution after January 1, 2005, but had previously entered into a contract for further military service before that moment.
Regulates the right of appeal. It entered into legal force on January 1, 2005, but the document began to work normally only in 2009.
Calculation procedure
To do this, you just need to contact one of the banks. It is best to choose the bank where the person plans to sign a mortgage loan agreement in the future.
Contributions will be deposited into the open account for as long as the service member serves the applicable period of service. The frequency of replenishment is set the same for everyone - once a month, money is transferred from the department’s budget to the bank.
That is, during the year one person receives 12 equivalent amounts every 30 calendar days. You can start taking out a mortgage only after a three-year period of accumulation of funds from this program.
If in 2017 the annual amount is 261 thousand 641 rubles, then every month the serviceman will receive savings in the amount of 21803 rubles. These transfers are carried out and monitored by Rosvoenipoteka.
It is worth noting that all money that goes to a personal account does not automatically become the property of a specific person, since he does not have the right to use it for his own needs. A serviceman's savings mortgage is intended solely for the purchase of real estate for living.
How are savings formed?
Savings for military mortgages are formed on the basis of Government Decree No. 115 of February 18, 2016.
According to the established rules, the account of a program participant is replenished from the moment when he has the corresponding right to receive assistance from the state.
This means that neither the actual date of inclusion in the register nor the time of opening a personal account play any role.
All savings that program participants receive are formed from 2 main sources:
- transfer of funds from the federal budget;
- investment income.
The amount of the military mortgage according to the original rules should change every year due to indexing. But sometimes this does not happen due to the difficult economic situation in the country.
It is important to remember that savings received earlier are not indexed. Only the amount that will be received by a person at the end of the year is indexed.
You can invest finances only in those resources that are the most reliable. Among them are government securities or bonds.
The program participant himself cannot choose where his funds will be invested. This is done by a specially created commission “Rosvoenipoteka”, which holds the corresponding competition. This procedure involves choosing only those areas of investment that you can really trust.
Check your military mortgage savings by registration number - step-by-step instructions
Due to the fact that the mortgage-savings system is subordinate to the country's military department, all the details that concern it can be clearly included in certain instructions. This also applies to how to check your military mortgage account.
To find out your military mortgage savings by registration number, follow just a couple of steps:
The information received from your personal account is for informational purposes only. It cannot be used as official confirmation.
To do this, you should send a request by mail or use the email service on the Ministry of Defense website. The period for receiving a response, as in the case of a personal account, is thirty days.
View savings on a military mortgage through the registry number?
In order to better keep track of all participants in the military savings system, each of them is assigned a special identification number. This numeric code is obtained only after a person is included in the Register. The code is individual and cannot be duplicated twice.
Notification of what number the soldier was given when he was entered into the Register can be obtained through the military unit in which the soldier serves. This information is written out in the person’s personal card, in which they are stored and in which they are available for viewing, since it is in the personal file.
If this information is not in the serviceman’s card or does not exist at all in the personal file, you must contact the authority that carries out the registration.
It is with the help of this code that you can check the savings of a military mortgage. How to find out savings on a military mortgage by number? You can check a military mortgage through the registry number in any available way - using the Internet or using the postal service.
How can I find out information about my balance?
Such an individual characteristic of military personnel who are participants in the mortgage-savings system, such as a registration number, represents the most valuable information about a person in the state support program. It must be used when making requests, both by email and in your personal account. It is thanks to this up-to-date information that you can find out how much money is in your military mortgage account.
Rosvoenipoteka employees check first of all this code, which allows you to quickly find a person in the Register. Without specifying this information, a response from the authority may not come at all. That is why it is very important not only to provide a registration number to receive information about the account balance, but also to fill it out correctly so that problems do not arise in the future.
It's important to remember that the answer to the question may come within a month. This means that if you provide incorrect information, you can waste about thirty days.
Military mortgage savings by year
Now we will look at the dynamics of how military mortgage savings changed over the years.
In 2017, the amount of savings for military mortgages is the largest in the entire history of the program.
It amounts to 261 thousand 141 rubles. Previously, in 2014, it was assumed that financial support would be equal to 287 thousand 532 rubles, but due to the financial crisis and a certain unstable economic situation in the country, it was not possible to raise this figure.
In the previous two years, savings were not indexed, so the amount was 245 thousand 880 rubles. 2014 was marked by financial problems, which is why problems with increasing payments began from this period.
At that time they became 233 thousand 100 rubles. In previous years, savings were paid starting from 37 thousand rubles in 2005, ending with 222 thousand rubles in 2015.
In the future, savings may also change their amount depending on various factors. This is primarily influenced by the degree of economic development of the country.
Checking the balance in your personal account on the official website
One of the popular ways check your balance - personal account on the official website of military mortgages. It has many functions, which is why any participant in the program can receive the following types of information in it:
In addition to the above information, anyone can also find out about all the charges and deductions that were made from the money. They are all expressed in monetary terms, so they are fairly easy to trace.
For more detailed information, you should use the corresponding official contact information for feedback from Rosvoenipoteka.
Special nuances
Quite often military mortgage savings generates a series of questions. First of all, they relate to dismissals, both at will and in connection with layoffs, for health reasons, or for certain types of misconduct.
It's important to remember that in the case when a fighter served in the armed forces for more than ten years, after which he was dismissed for health reasons or due to layoffs, he retains all the savings that were accrued.
This means that he can use the funds. The only condition for this is that he will have to pay additionally the amount that was registered with the bank as interest on the loan.
If the serviceman was dismissed for other reasons or his term of service was less than ten years, he completely loses all savings in his personal account, which are transferred from the bank back to the military department.
The state program of the savings-mortgage system has made it possible for more than one hundred thousand military personnel of various ranks to purchase living space. This applies not only to apartments, but also to private houses with land.
The total amount spent exceeded 143 billion rubles in 2013. In the future, support will only increase, and the program will continue to exist.